Who Takes Responsibility When AI Decides for You?

Who Takes Responsibility When AI Starts Making Decisions for Us? — A Structural Analysis from Cognitive Science, Corporate Law, and International Regulation [2026 Complete Edition] §0 Author Declaration 50 years old. Stay-at-home father. Non-engineer. Technical high school graduate. Born in Iwamizawa, Hokkaido, Japan. Developer of the v5.3 Alignment via Subtraction framework, backed by 3,540+ hours of AI dialogue experiments. This article integrates and restructures three articles I published on Zenn in January 2026, updated with legal, technical, and social developments from May 2025 through March 2026. Original Article Published Subject The Danger Created by "Distribution Design," Not AI "Capability" 2026/01/15 Structural problems in distribution design How Foreseeable Is the Psychological Impact of Conversational AI? 2026/01/18 Foreseeability and corporate liability What Happens When Society Starts Using AI as the Final Decision-Maker? 2026/01/23 Integrated analysis: cognitive scien