When Copilot Cowork Agents Need to Pay for Things

Microsoft just launched Copilot Cowork - and it changes what enterprise agents can do. You delegate a task, Cowork breaks it into subtasks, farms them out to specialized agents, and delivers results. It's agent orchestration inside M365, powered by Anthropic's Claude, with MCP as the integration protocol. There's one problem nobody at Microsoft addressed during the announcement: what happens when one of those agents needs to buy something? The Gap in Enterprise Agent Infrastructure Cowork can pull data from your emails, meetings, files, and connected apps. It can delegate to third-party agents from Adobe, Monday.com, Figma. It can chain multi-step workflows. But it can't pay. If a Cowork agent needs to hit a premium API, license a dataset, or commission work from an external agent - there's no payment rail. The agent just... stops. Or asks a human to handle it. Which defeats the point of delegation. This is the gap we've been building for. ClawPay + agentwallet-sdk: Payment Rails for E