MTD Is 22 Days Away. Here's Your Last-Chance Checklist.

Making Tax Digital for Income Tax starts 6 April 2026 . That's 22 days. If you earn over £50k from self-employment and you haven't sorted this yet, stop reading and do the checklist below. The penalty exemption for the first year is real but don't rely on it — you still need to be registered and using compatible software. The Actual Last-Chance Checklist ✅ 1. Confirm you're affected MTD for ITSA applies if your qualifying income (self-employment + property combined) exceeds £50,000 in the 2024-25 tax year. This is gross income, not profit. If you freelance and also rent a flat, both count. If you're below £50k: you're not affected until April 2027 (£30k threshold) at the earliest. Stop panicking. ✅ 2. Register with HMRC for MTD If you haven't signed up yet, go to HMRC's website and register for Making Tax Digital for Income Tax. You need: A Government Gateway account Your UTR (Unique Taxpayer Reference) Compatible software before you register (see step 3) Don't register until you have