In-House Caregiver vs. Agency: A Technical Decision Framework for Montreal Families

Tags: caregiving montreal healthcare decisionmaking When Montreal families face the challenge of arranging home care for a loved one, they're essentially solving a resource allocation and risk management problem — one that has measurable variables, hidden costs, and compliance requirements that can be modeled and compared systematically. This guide breaks down the decision using a technical lens: cost modeling, compliance overhead, risk scoring, and operational tradeoffs. Whether you're a developer building a care-coordination tool, or simply someone who thinks in systems, this framework will help you or your family make a well-informed choice. Full guide available at signaturecare.ca if you want the non-technical version for other family members. Modeling the Two Options Think of home care as a service delivery system with two distinct architectural patterns: Option A: Private Caregiver (Self-Managed) ┌─────────────────────────────────────────────┐ │ Family (Employer) │ │ ┌─────────┐