I Spent 30 Seconds Pasting My Bank CSV and It Broke My Spending Illusion

Every month I told myself the same thing: "I'm pretty good with money." Then I'd check my bank balance and feel a little confused. Not broke — just... confused. Where did the $340 go? Ah right, that week of delivery apps. And the other $200? Oh, those "quick" Amazon orders. The problem wasn't spending. It was visibility . I had no idea where my money actually went until it was gone. The Experiment I built a tool called Monee — the idea is dead simple. You paste your bank transactions (CSV, copy-paste, whatever), and it categorizes everything instantly. No account. No bank login. No 14-day free trial. But here's what I didn't expect: the experiment wasn't the tool. The experiment was what happened when I actually used it. I exported February's transactions from my bank — a CSV with 47 rows. Pasted it in. Hit "Parse." In 30 seconds, I saw: $1,850 on rent (expected) $162 on groceries (seemed fine) $47 on dining out (wait, really? that's it?) $116 on transport (ubers add up fast) $43 on su