I Built the Credit Check for AI Agents -- Here's Why Every Agent Payment Needs One

AI agents are making autonomous payments. Stripe launched Machine Payments Protocol. Every agent framework is adding payment tools. But here's the problem nobody is solving: how do you know if an agent should be trusted to spend money? The Gap When a human makes a payment, there's a credit check, KYC, fraud detection. When an AI agent makes a payment, there's... an API key. That's it. A static string that grants full access with zero verification of who the agent is or whether it should be allowed to pay. No trust scoring. No spend limits per agent. No identity verification. No impersonation detection. No audit trail linking agent to transaction. What I Built AgentPass -- the credit check for AI agents. Before a payment goes through, the platform checks the agent's trust score. Same model as a credit bureau check before a loan. Trust Scoring (L0-L4) Every agent gets a behavioural trust score computed from 5 dimensions: Level Score Per TX Limit Daily Limit L0 0-19 $0 $0 L1 20-39 $10 $50