
I built an expense tracker because every other one wanted my bank login
I've been tracking my spending since 2008. Back then, the app ecosystem wasn't really a thing yet. I was living abroad and I just wanted to know where my money was going. I've been in and out of different countries ever since. Through all of it, I needed to track what I was spending. Not budget it, not forecast it, not connect it to my bank. Just write down what I spent so I wouldn't get a nasty surprise when I checked my balance. And every expense tracker I looked at over the years wanted something from me before I could start. Create an account. Link your bank. Connect your credit card. Set up a budget. Choose a plan. I have a credit card and more than one bank account, some of them foreign. Connecting all of that to an app is not "easy setup." It's a project. And I didn't want auto-import anyway. I just wanted to type a number. The Google Form era I ended up doing what any reasonable person would do: I made a Google Form. One form per purchase. It dumped into a spreadsheet. The spre
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