I Built a Free Malaysian Stamp Duty Calculator (2025 Rates)

When I was helping a friend figure out how much stamp duty they owed on a RM650k property, we spent 20 minutes Googling scattered blog posts with outdated rates. That frustration turned into a weekend project: a free, client-side Malaysian stamp duty calculator. What is Stamp Duty in Malaysia? Stamp duty (also called MOT stamp duty or Memorandum of Transfer duty) is a government tax you pay when transferring property ownership in Malaysia. It applies to the Sale and Purchase Agreement (SPA) and the MOT document. The rates are tiered based on the property price: Property Value Rate First RM100,000 1% RM100,001 - RM500,000 2% RM500,001 - RM1,000,000 3% Above RM1,000,000 4% So for a RM650,000 property, you don't just pay 3% on the whole amount -- you pay 1% on the first RM100k, 2% on the next RM400k, and 3% on the remaining RM150k. Total = RM1,000 + RM8,000 + RM4,500 = RM13,500 Most people get this wrong by applying a flat rate. First-Time Buyer Exemption Good news for first-time buyers: