I bootstrapped an SDK that competes with $87M in funded competitors. Heres the playbook.

I bootstrapped an SDK that competes with $87M in funded competitors. Heres the playbook. When I started building MnemoPay, I looked at the competitive landscape: Mem0: $24M, 88K weekly npm downloads. Memory only. Skyfire: $9.5M, a16z backed. Payments only. Kite: $33M, PayPal Ventures. Payments + identity only. Payman: $13.8M, Visa backed. Payments only. The gap was obvious: everyone built either memory OR payments. Nobody built both. So I built both. Plus identity. Plus fraud detection. Plus a double-entry ledger. Plus multi-agent commerce. On zero funding. The lesson: in developer tools, features-per-dollar matters more than total funding. A solo founder shipping 6 features beats a 37-person team shipping 2. 14 modules. Every financial operation stress-tested with 1,000 random cycles. Zero penny drift. The SDK is free and open source. npm install @mnemopay/sdk https://getbizsuite.com/mnemopay AIagents #AgentBanking #DevTools #MnemoPay Originally posted on LinkedIn. Try MnemoPay: npm i