GigShield -DevTrials

Introduction Delivery partners working with Blinkit depend on daily deliveries to earn their income. However, their earnings are highly affected by external disruptions such as heavy rain, pollution, or extreme weather conditions. During the DevTrails Guidewire Hackathon , our team is developing GigShield , a parametric insurance platform designed specifically to protect Blinkit delivery partners from income loss caused by such disruptions. GigShield automatically detects disruptions using real-time environmental data and provides instant payouts without manual claims . The Problem Blinkit delivery partners rely on completing deliveries throughout the day. When severe weather conditions occur, deliveries slow down or stop completely. Example scenario A Blinkit delivery partner normally earns ₹500 per day Heavy rainfall occurs in the city Orders reduce and deliveries stop for several hours The delivery partner loses income for that day Currently, there is no automatic protection system