ClawRouter vs TeamoRouter: one requires a crypto wallet, one doesn't

ClawRouter vs TeamoRouter: one requires a crypto wallet, one doesn't ClawRouter went viral in February 2026. A Medium post titled "Anthropic charged me $4,660" got the repo 400 GitHub stars in two days. Developers showed up ready to save money. Then they hit the payment page: USDC via x402 protocol. You need a crypto wallet. On-chain micropayments. A dev named cgaeking forked the whole thing just to rip out the crypto layer. That fork tells you everything about where the demand actually is. I've been using TeamoRouter, which is basically what that fork wanted to be, except it works in production and you pay with a credit card. What's actually different ClawRouter TeamoRouter Payment USDC (crypto wallet) USD credit card / balance Wallet Yes, x402 protocol No Installation Local deployment + wallet setup 2-second skill.md URL Routing Rule-based, 15 dimensions, <1ms teamo-best / teamo-balanced / teamo-eco Models 41+ 6 (Claude, GPT-4o, Gemini, DeepSeek, Kimi, MiniMax) Discount 0% (BYOK, rou